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Privacy Policy/Terms of UseLast revised November 1, 2005 Market Insights website ("our site" or "this site") is owned and operated by Market Insights, Inc. Please read these terms and conditions carefully before using our site. By using this site, you automatically agree to all of these terms of use. Market Insights may revise these terms from time to time. If you continue to use our site after we post changes to these terms and conditions, it will mean that you accept those changes. Contents Use of Materials on this Site Market Insights maintains this site for your personal information, education, and communication. Please feel free to browse our site. All materials on our site, including but not limited to artwork, photographs, graphics, audio clips, video clips, text and trademarks, are the sole property of Market Insights. The exclusive rights to all materials on this site are protected by U.S. and international laws of copyright, trademark and unfair competition. It is in keeping with Market Insights' mission to encourage growth within the financial services industry. Accordingly, unless particular materials are specifically restricted as noted on the web page, it is Market Insights' policy to allow limited reproduction and distribution of the materials posted on our site as follows: You may copy, reproduce and distribute content from this site provided that: (1) the particular article or section is reproduced in its entirety in its original form; you may not edit or otherwise change the substance of the content, or change or delete any copyright, trademark and other proprietary notices; (2) all copies include a statement that the material was reproduced from www.formarketinsights.com with permission of Market Insights; (3) all copies include the following notice "Copyright © 2003-2005 Market Insights. All Rights Reserved."; (4) the copies are distributed only for the non-commercial educational purposes; and (5) the copies are distributed at no charge. Provided you comply with all of these conditions, Market Insights grants you a non-exclusive, nontransferable license to use the materials on our site. Other than as specifically described above, you may not copy, reproduce, distribute, modify, display, prepare derivative works based on, republish, transmit, repost or otherwise use the content of our site, without prior written authorization from Market Insights. To request such permission, contact Brady Walen (insert link to his email) . In no event may Market Insights trademarks, symbols, artwork or other visual or audio elements be reproduced separately from the textual content associated with them on the site. Security This site has security measures in place to protect the loss, misuse and alteration of the information under our control. However, your confidential use of this site cannot be guaranteed by Market Insights. Market Insights shall not be responsible for any harm that you or any person may suffer as the result of a breach of confidentiality with respect to information you transmitted to the site. Outside Links Market Insights has not reviewed all of the sites linked to this site and is not responsible for the privacy practices or the content of any off-site pages or any other sites linked to this site, whether or not they are affiliated with Market Insights. Such linked sites are for your convenience only and you access them at your own risk. Market Insights makes no representations or warranties as to the accuracy or functioning of any such link. That another web site is linked to our site does not constitute endorsement by Market Insights of the owner of the other site, the content of its site, or its products or services. Limitations on Market Insights' Liability The materials on this site are provided solely for educational and promotional purposes. Your use and browsing of this site is at your own risk. The materials could include technical inaccuracies or other errors. They are provided to you "as is" without warranty of any kind, either express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. Market Insights does not warrant that the functions contained in www.formarketinsights.com materials will be uninterrupted or error-free, that defects will be corrected, or that our site or the server that makes it available are free of viruses or other harmful components. Market Insights does not warrant or make any representations regarding the use or the results of the use of the materials on our site in terms of their correctness, accuracy, reliability, or otherwise. You (and not Market Insights) assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. Under no circumstances, including, but not limited to, negligence, shall Market Insights be liable for any special or consequential damages that result from the use of, or inability to use, the materials on our site, even if Market Insights or an authorized representative of Market Insights has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation may not apply to you. In no event shall Market Insights' total liability to you for all damages, losses, and causes of action, including but not limited to negligence, arising out of our in connection with your use of this site, exceed the amount paid by you, if any, for accessing this site.
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